payment options

Midwest City Eye Care Associates Financing

Eye doctor with patient

Payment Options

Midwest City Eye Care Associates believes in providing the best value for you and your family. We have products and pricing that aims to accommodate all budgets and our office participates in most insurance programs. For patients who have little or no vision insurance coverage, flexible payment programs may be arranged. To learn more about our payment options, please call our office directly.

American Express

Don’t forget to use your:

  • Flexible Spending Plans

  • Health Savings Accounts (HSA)

  • Medical Savings Accounts (MSA)

  • Cafeteria Plans for most of your eye care needs

​​​​​​​All of the above plans can be used for all your eye care and eyewear needs, including eyeglasses, contact lenses, routine office visits and medical office visits.

Care Credit

The Care Credit card is available to help people pay for health care expenses, often with an introductory period that is interest-free. We accept Care Credit for all of our services. To learn more or apply for the card, visit Care Credit here.


Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before your visit.

About Your Insurance

There are two types of insurance that may help pay for your eye health services:

  • Vision Care Plans (e.g. Vision Service Plan, Vision Care Direct)

  • Medical Insurance (e.g. Blue Cross, Aetna, United Health Care, Medicare, etc..)

Vision Care Plans only cover routine vision exams and in most cases eyeglasses and/or contact lenses. Vision plans typically only cover a basic screening for eye diseases. They do not cover additional visits for treatment and management.

Medical Insurance typically is used if you have any eye health problems (e.g. glaucoma, cataracts, eye infections, macular degeneration, dry eye, etc…) or systemic health problems (e.g. diabetes or taking high-risk medications such as plaquenil) that could have ocular complications. If you have both types of insurance, it may be necessary to bill services to one versus the other.

We will bill your insurance plan for services if we are a participating provider for that plan. We will try to obtain advanced authorization for your insurance benefits to let you know what it provides. If some fees are not paid by your plan, we will bill you for any unpaid deductibles, co-pays or non-covered services as allowed by the insurance contract.

Need vision coverage? See individual plans through VSP.